Updated: 18-November-2019 Valid until: 22-November-2019
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 136,687.35 | 6.450% | 1,373,305.85 | 6.550% | |
1Life | L | 8 | 135,471.85 | 6.260% | 1,357,270.23 | 6.300% | |
Clientele life* | G | 2.43 | 8 | 135,408.12 | 6.250% | 1,360,465.31 | 6.350% |
Absa* | L | 8 | 134,798.87 | 6.154% | 1,347,988.74 | 6.154% | |
Discovery* | G | 3.5 | 8 | 133,813.56 | 5.999% | 1,373,015.30 | 6.545% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 132,834.44 | 5.843% | 1,355,547.38 | 6.273% |
Momentum | L | 2.6 | 8 | 130,431.00 | 5.460% | 1,351,412.00 | 6.210% |
NEDgroup LIFE* | L | 8 | 125,335.35 | 4.620% | 1,283,591.29 | 5.120% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 138,754.22 | 6.770% | 1,394,052.23 | 6.870% | |
1Life | L | 8 | 137,782.29 | 6.620% | 1,381,056.59 | 6.670% | |
Clientele life* | G | 2.43 | 8 | 137,459.52 | 6.570% | 1,381,056.59 | 6.670% |
Discovery* | G | 3.5 | 8 | 136,342.99 | 6.396% | 1,398,309.63 | 6.935% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 134,727.67 | 6.143% | 1,374,788.71 | 6.573% |
Momentum | L | 2.6 | 8 | 133,331.00 | 5.920% | 1,380,536.00 | 6.660% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,105.97 | - | - |
Old Mutual | R 3,011.78 | R 4,345.48 | R 3,948.87 |
Metropolitan | R 2,937.60 | R 4,326.66 | R 3,970.09 |
Momentum | R 2,911.00 | R 4,371.03 | R 4,093.04 |
Discovery | R 2,903.39 | R 4,255.28 | R 3,910.58 |
Assupol (secured) | R 2,638.55 | R 4,055.55 | R 3,662.03 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,932.47 | R 265.80 | R 1,666.67 | 13.755% |
Momentum | R 1,885.11 | R 218.44 | R 1,666.67 | 11.588% |
Old Mutual | R 1,856.86 | R 190.19 | R 1,666.67 | 10.243% |
Metropolitan | R 1,843.20 | R 176.53 | R 1,666.67 | 9.578% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 470.32 | R 24.03 | R 5,182.31 | R 553.17 |
Clientele life* | G | 2.43 | 5 | R 502.54 | R 69.62 | R 5,104.20 | R 717.12 |
Absa* | G | 3.50 | 5 | R 498.88 | R 68.62 | R 4,988.76 | R 686.19 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 4,970.82 | R 399.39 |
Momentum | L | 2.60 | 5 | R 399.46 | R 25.57 | R 4,921.56 | R 604.37 |
NEDgroup LIFE* | L | 5 | R 373.59 | R 21.70 | R 4,120.27 | R 279.48 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 495.58 | R 27.61 | R 5,431.42 | R 588.49 |
Clientele life* | G | 2.43 | 5 | R 523.81 | R 75.33 | R 5,316.70 | R 515.94 |
Momentum | L | 2.60 | 5 | R 434.54 | R 33.59 | R 5,265.80 | R 688.77 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 5,176.32 | R 415.90 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : B13CC 1101A 5745D B0108 |
Metropolitan | Metquote Codes : 9A0AB 321A0 5A9D2 D0297 |
Metropolitan | Metquote Codes : 45EE0 7F214 4AF44 C0322 |
Momentum | Ann : A-MHD7QEI-T4G7PTR-OOCBRUV |
Momentum | Guar : G-YXD7Q9B-J4GOQCR-OKEBBM9 |
Momentum | Db : DB-DCEKD-ECKDH-CLBCL-DCDBC-IGKDB-CDBCD |
Old Mutual | Max Income : KXJREKHZ6ZZZZZYZYZJL66JHHV3KQHHJBWC |