Updated: 11-November-2019 Valid until: 15-November-2019
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 137,653.11 | 6.600% | 1,382,999.74 | 6.700% | |
1Life | L | 8 | 136,623.16 | 6.440% | 1,368,800.68 | 6.480% | |
Clientele life* | G | 2.43 | 8 | 136,366.64 | 6.400% | 1,370,086.66 | 6.500% |
Absa* | L | 8 | 136,006.83 | 6.353% | 1,360,068.25 | 6.344% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 133,784.69 | 5.994% | 1,365,333.35 | 6.426% |
Discovery* | G | 3.5 | 8 | 133,596.78 | 5.964% | 1,370,791.08 | 6.511% |
Momentum | L | 2.6 | 8 | 130,246.00 | 5.430% | 1,349,362.00 | 6.180% |
NEDgroup LIFE* | L | 8 | 126,417.27 | 4.800% | 1,294,004.03 | 5.290% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 139,731.64 | 6.920% | 1,403,863.02 | 7.020% | |
1Life | L | 8 | 138,949.27 | 6.800% | 1,392,748.29 | 6.850% | |
Clientele life* | G | 2.43 | 8 | 138,429.64 | 6.720% | 1,390,794.19 | 6.820% |
Discovery* | G | 3.5 | 8 | 136,122.11 | 6.362% | 1,396,044.40 | 6.901% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,688.72 | 6.294% | 1,384,685.56 | 6.726% |
Momentum | L | 2.6 | 8 | 133,141.00 | 5.890% | 1,378,576.00 | 6.630% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,123.28 | - | - |
Old Mutual | R 2,996.85 | R 4,331.59 | R 3,932.61 |
Metropolitan | R 2,923.34 | R 4,314.07 | R 3,953.70 |
Momentum | R 2,879.79 | R 4,329.50 | R 4,047.49 |
Discovery | R 2,878.05 | R 4,222.83 | R 3,900.22 |
Assupol (secured) | R 2,653.74 | R 4,072.85 | R 3,679.49 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,928.26 | R 261.59 | R 1,666.67 | 13.566% |
Momentum | R 1,877.07 | R 210.40 | R 1,666.67 | 11.209% |
Old Mutual | R 1,856.67 | R 190.00 | R 1,666.67 | 10.234% |
Metropolitan | R 1,843.20 | R 176.53 | R 1,666.67 | 9.578% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 514.36 | R 72.77 | R 5,222.40 | R 749.00 |
Discovery | G | 3.50 | 5 | R 468.03 | R 23.67 | R 5,159.32 | R 549.52 |
Absa* | G | 3.50 | 5 | R 510.49 | R 69.25 | R 5,104.92 | R 692.54 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 5,090.89 | R 420.18 |
Momentum | L | 2.60 | 5 | R 397.90 | R 25.82 | R 4,907.74 | R 608.07 |
NEDgroup LIFE* | L | 5 | R 387.42 | R 23.85 | R 4,258.72 | R 303.93 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 535.60 | R 78.57 | R 5,434.60 | R 807.70 |
Discovery* | G | 3.50 | 5 | R 493.32 | R 27.26 | R 5,408.82 | R 584.88 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 5,295.18 | R 437.03 |
Momentum | L | 2.60 | 5 | R 433.19 | R 33.92 | R 5,251.28 | R 692.64 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 7B22E DF920 82662 F01A0 |
Metropolitan | Metquote Codes : 7252F 4FF32 7320C 10267 |
Metropolitan | Metquote Codes : B89C3 1E23D 0DB03 A0335 |
Momentum | Ann : A-MHC4QEQ-T4G7LNR-OWABRUV |
Momentum | Guar : G-YXD4Q9E-J4GOQKR-OKEBBM9 |
Momentum | Db : DB-DCEKD-ECDDH-CLBCL-DKDBC-IGHDB-CDBCD |
Old Mutual | Max Income : EXJREKHZZ6ZZYZZYZYJK66HHHVYY6NHH394 |