Updated: 04-November-2019 Valid until: 08-November-2019
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 136,687.35 | 6.450% | 1,373,305.85 | 6.550% | |
Clientele life* | G | 2.43 | 8 | 135,408.12 | 6.250% | 1,360,465.31 | 6.350% |
1Life | L | 8 | 135,344.41 | 6.240% | 1,356,631.93 | 6.290% | |
Absa* | L | 8 | 134,692.56 | 6.137% | 1,346,925.59 | 6.137% | |
Discovery* | G | 3.5 | 8 | 134,459.35 | 6.101% | 1,379,641.61 | 6.648% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 133,305.74 | 5.918% | 1,360,401.35 | 6.349% |
Momentum | L | 2.6 | 8 | 129,310.00 | 5.280% | 1,339,801.00 | 6.020% |
NEDgroup LIFE* | L | 8 | 126,296.69 | 4.780% | 1,292,775.51 | 5.270% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 138,754.22 | 6.770% | 1,394,052.23 | 6.870% | |
1Life | L | 8 | 137,653.11 | 6.600% | 1,379,762.38 | 6.650% | |
Clientele life* | G | 2.43 | 8 | 137,459.52 | 6.570% | 1,381,056.59 | 6.670% |
Discovery* | G | 3.5 | 8 | 137,000.99 | 6.499% | 1,405,057.99 | 7.038% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,204.33 | 6.218% | 1,379,697.69 | 6.649% |
Momentum | L | 2.6 | 8 | 132,198.00 | 5.740% | 1,368,678.00 | 6.480% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,147.59 | - | - |
Old Mutual | R 3,011.24 | R 4,352.62 | R 3,950.81 |
Metropolitan | R 2,923.34 | R 4,320.22 | R 3,956.81 |
Momentum | R 2,912.80 | R 4,368.80 | R 4,088.07 |
Discovery | R 2,828.37 | R 4,176.25 | R 3,836.04 |
Assupol (secured) | R 2,675.03 | R 4,097.88 | R 3,704.62 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,925.27 | R 258.60 | R 1,666.67 | 13.432% |
Momentum | R 1,883.79 | R 217.12 | R 1,666.67 | 11.526% |
Old Mutual | R 1,860.56 | R 193.89 | R 1,666.67 | 10.421% |
Metropolitan | R 1,846.95 | R 180.28 | R 1,666.67 | 9.761% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery | G | 3.50 | 5 | R 477.89 | R 25.88 | R 5,258.88 | R 572.52 |
Clientele life* | G | 2.43 | 5 | R 498.60 | R 68.59 | R 5,064.80 | R 706.60 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 5,031.13 | R 405.61 |
Absa* | G | 3.50 | 5 | R 495.89 | R 66.61 | R 4,958.89 | R 666.08 |
Momentum | L | 2.60 | 5 | R 386.90 | R 23.68 | R 4,795.41 | R 585.52 |
NEDgroup LIFE* | L | 5 | R 385.89 | R 23.63 | R 4,243.11 | R 301.15 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Discovery* | G | 3.50 | 5 | R 503.08 | R 29.49 | R 5,507.28 | R 608.15 |
Clientele life* | G | 2.43 | 5 | R 519.87 | R 74.26 | R 5,277.40 | R 764.00 |
Assupol (annuity) | L | 1.94 | 5 | - | - | R 5,235.77 | R 422.11 |
Momentum | L | 2.60 | 5 | R 422.26 | R 31.63 | R 5,141.09 | R 668.86 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : C8F28 02E82 914AB 80179 |
Metropolitan | Metquote Codes : E73D6 E698B A6CB5 502E2 |
Metropolitan | Metquote Codes : E3D68 6A75A 1830C F033B |
Momentum | Ann : A-MXC2QE2-L4HBMVR-O7BBRUT |
Momentum | Guar : G-YXD2Q9R-J4HOQYR-OKHBBM9 |
Momentum | Db : DB-DCEKD-EBGDH-CLBCL-DCDBC-IFCDB-CDBCD |
Old Mutual | Max Income : 6XJR43YY6ZZZZYZYYZJLZ6JHHEKYQNHHK3D |