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Updated: 19-August-2019 Valid until: 23-August-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 136,687.35 | 6.450% | 1,373,305.85 | 6.550% | |
Clientele life* | G | 2.43 | 8 | 135,408.12 | 6.250% | 1,360,465.31 | 6.350% |
1Life | L | 8 | 135,408.12 | 6.250% | 1,357,270.23 | 6.300% | |
Absa* | L | 8 | 134,421.63 | 6.095% | 1,344,216.32 | 6.095% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 133,261.70 | 5.911% | 1,359,953.69 | 6.342% |
Discovery* | G | 3.5 | 8 | 129,942.27 | 5.378% | 1,333,293.36 | 5.922% |
NEDgroup LIFE* | L | 8 | 124,856.88 | 4.540% | 1,278,105.86 | 5.030% | |
Momentum | G | 2.7 | 8 | 124,464.00 | 4.470% | 1,289,345.00 | 5.210% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 138,754.22 | 6.770% | 1,394,052.23 | 6.870% | |
1Life | L | 8 | 137,782.29 | 6.620% | 1,381,056.59 | 6.670% | |
Clientele life* | G | 2.43 | 8 | 137,459.52 | 6.570% | 1,381,056.59 | 6.670% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,159.78 | 6.211% | 1,379,244.96 | 6.642% |
Discovery* | G | 3.5 | 8 | 132,398.52 | 5.773% | 1,357,855.88 | 6.309% |
Momentum | G | 2.7 | 8 | 127,232.00 | 4.930% | 1,317,143.00 | 5.660% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,154.00 | - | - |
Old Mutual | R 2,996.66 | R 4,330.10 | R 3,931.94 |
Momentum | R 2,897.00 | R 4,335.12 | R 4,072.29 |
Metropolitan | R 2,896.31 | R 4,297.32 | R 3,931.45 |
Discovery | R 2,866.84 | R 4,213.26 | R 3,871.52 |
Assupol (secured) | R 2,680.52 | R 4,103.65 | R 3,710.64 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,932.57 | R 265.90 | R 1,666.67 | 13.759% |
Momentum | R 1,884.24 | R 217.57 | R 1,666.67 | 11.547% |
Old Mutual | R 1,857.77 | R 191.10 | R 1,666.67 | 10.287% |
Metropolitan | R 1,841.95 | R 175.28 | R 1,666.67 | 9.516% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* |
G | 2.43 | 5 | R 498.60 | R 68.59 | R 5,064.80 | R 706.60 |
Absa* | G | 3.50 | 5 | R 494.88 | R 68.09 | R 4,948.76 | R 680.89 |
Assupol (annuity) | L | 5 | - | - | R 4,940.42 | R 367.98 | |
Discovery | G | 3.50 | 5 | R 428.86 | R 18.06 | R 4,767.54 | R 493.36 |
Momentum | G | 2.70 | 5 | R 331.69 | R 16.75 | R 4,242.18 | R 515.85 |
NEDgroup LIFE* | L | 5 | R 367.13 | R 20.68 | R 4,054.00 | R 268.20 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* |
G | 2.43 | 5 | R 519.89 | R 74.26 | R 5,277.40 | R 764.00 |
Assupol (annuity) | L | 5 | - | - | R 5,144.60 | R 383.18 | |
Discovery* | G | 3.50 | 5 | R 454.84 | R 21.74 | R 5,023.94 | R 529.66 |
Momentum | G | 2.70 | 5 | R 367.67 | R 24.38 | R 4,593.29 | R 595.75 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : B3D61 A2051 3D9C7 801C3 |
Metropolitan | Metquote Codes : C0006 D5A15 E1604 5023F |
Metropolitan | Metquote Codes : D8409 670A5 90BF2 303C9 |
Momentum | Ann : A-MXCEQE4-T4G7LRR-OWABRUZ |
Momentum | Guar : G-YHDEQ9O-J4EOQPR-OKGBB49 |
Momentum | Ge : GE-DCEKC-LCLDH-CLBCK-DEJBC-HHCDB-CDBCD |
Old Mutual | Max Income : L3JR43JYZZZZZZZZYZYKHAJHHEKY6HHH9P5 |
Old Mutual | Ann : J3UZW KVJKB 2PER9 8BWSN |