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Updated: 12-August-2019 Valid until: 16-August-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 137,330.59 | 6.550% | 1,379,762.38 | 6.650% | |
1Life | L | 8 | 136,238.52 | 6.380% | 1,365,589.95 | 6.430% | |
Clientele life* | G | 2.43 | 8 | 136,046.53 | 6.350% | 1,366,873.52 | 6.450% |
Absa* | L | 8 | 135,268.91 | 6.228% | 1,352,689.10 | 6.228% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 133,715.28 | 5.983% | 1,364,563.78 | 6.414% |
Discovery* | G | 3.5 | 8 | 129,682.17 | 5.336% | 1,330,624.55 | 5.879% |
NEDgroup LIFE* | L | 8 | 126,055.80 | 4.740% | 1,290,321.26 | 5.230% | |
Momentum | G | 2.7 | 8 | 125,659.00 | 4.670% | 1,301,845.00 | 5.420% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 139,405.22 | 6.870% | 1,400,586.64 | 6.970% | |
1Life | L | 8 | 138,559.40 | 6.740% | 1,388,842.29 | 6.790% | |
Clientele life* | G | 2.43 | 8 | 138,105.66 | 6.670% | 1,387,542.24 | 6.770% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,618.53 | 6.283% | 1,383,907.28 | 6.714% |
Discovery* | G | 3.5 | 8 | 132,133.50 | 5.731% | 1,355,137.92 | 6.267% |
Momentum | G | 2.7 | 8 | 128,453.00 | 5.140% | 1,329,783.00 | 5.870% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,147.09 | - | - |
Old Mutual | R 2,965.77 | R 4,303.26 | R 3,898.79 |
Metropolitan | R 2,867.78 | R 4,272.05 | R 3,898.56 |
Momentum | R 2,865.24 | R 4,312.72 | R 4,029.98 |
Discovery | R 2,841.68 | R 4,207.41 | R 3,866.76 |
Assupol (secured) | R 2,674.42 | R 4,101.50 | R 3,706.06 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,927.49 | R 260.82 | R 1,666.67 | 13.532% |
Momentum | R 1,877.15 | R 210.48 | R 1,666.67 | 11.213% |
Old Mutual | R 1,856.60 | R 189.93 | R 1,666.67 | 10.230% |
Metropolitan | R 1,841.12 | R 174.45 | R 1,666.67 | 9.475% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 506.48 | R 70.66 | R 5,143.60 | R 727.70 |
Absa* | G | 3.50 | 5 | R 502.56 | R 68.01 | R 5,025.59 | R 680.06 |
Assupol (annuity) | L | 5 | - | - | R 5,004.75 | R 381.74 | |
Discovery | G | 3.50 | 5 | R 425.74 | R 17.40 | R 4,736.04 | R 486.47 |
Momentum | G | 2.70 | 5 | R 346.53 | R 19.27 | R 4,391.85 | R 542.39 |
NEDgroup LIFE* | L | 5 | R 382.90 | R 23.13 | R 4,212.35 | R 295.60 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 527.74 | R 76.40 | R 5,356.00 | R 785.70 |
Assupol (annuity) | L | 5 | - | - | R 5,208.48 | R 397.29 | |
Discovery* | G | 3.50 | 5 | R 451.76 | R 21.07 | R 4,992.79 | R 522.69 |
Momentum | G | 2.70 | 5 | R 382.26 | R 27.03 | R 4,741.85 | R 624.03 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : C2980 A87F2 83318 50156 |
Metropolitan | Metquote Codes : 07083 BDFD1 8D172 E02F3 |
Metropolitan | Metquote Codes : 6B654 5184F C4E0B 5036D |
Momentum | Ann : A-MHDCQEF-D4F7NJR-OGDBREZ |
Momentum | Guar : G-YXDCQ99-J4HOQBB-OKEBB49 |
Momentum | Ge : GE-DCEKC-LCEDH-CLBCK-DGKBC-HJCDB-CDBCD |
Old Mutual | Max Income : V3JR43HZZZZZYZZZYZJKJ6JHHEKY6HHJBCQ |
Old Mutual | Ann : 6ALCC 79279 6MY2Y 7W8JT |