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Updated: 20-May-2019 Valid until: 24-May-2019
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 139,601.00 | 6.900% | 1,402,551.73 | 7.000% | |
Clientele life* | G | 2.43 | 8 | 138,299.97 | 6.700% | 1,389,492.68 | 6.800% |
1Life | L | 8 | 138,299.97 | 6.700% | 1,386,243.17 | 6.750% | |
Absa* | L | 8 | 137,405.39 | 6.562% | 1,374,053.87 | 6.562% | |
Assupol (secured) | G | 1.94 | 8 ; 11 | 135,771.72 | 6.307% | 1,385,529.09 | 6.739% |
Discovery* | G | 3.5 | 8 | 130,731.16 | 5.506% | 1,341,387.91 | 6.050% |
NEDgroup LIFE* | L | 8 | 128,664.69 | 5.170% | 1,317,524.01 | 5.670% | |
Momentum | G | 2.7 | 8 | 127,966.00 | 5.060% | 1,325,748.00 | 5.800% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
Clientele life* | L | 8 | 141,702.99 | 7.220% | 1,423,650.29 | 7.320% | |
1Life | L | 8 | 140,648.85 | 7.060% | 1,409,775.95 | 7.110% | |
Clientele life* | G | 2.43 | 8 | 140,386.30 | 7.020% | 1,410,434.17 | 7.120% |
Assupol (secured) | G | 1.94 | 8 ; 11 | 137,698.31 | 6.607% | 1,405,109.65 | 7.039% |
Discovery* | G | 3.5 | 8 | 133,202.33 | 5.902% | 1,366,099.60 | 6.438% |
Momentum | G | 2.7 | 8 | 130,811.00 | 5.520% | 1,354,325.00 | 6.250% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) | Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Assupol Life (rewired) | R 3,144.91 | - | - |
Old Mutual | R 2,912.50 | R 4,266.60 | R 3,844.17 |
Momentum | R 2,840.50 | R 4,309.53 | R 4,004.66 |
Metropolitan | R 2,817.89 | R 4,242.23 | R 3,855.82 |
Discovery | R 2,765.99 | R 4,133.91 | R 3,804.79 |
Assupol (secured) | R 2,672.35 | R 4,113.79 | R 3,711.11 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa* | R 1,952.85 | R 286.18 | R 1,666.67 | 14.655% |
Momentum | R 1,892.61 | R 225.94 | R 1,666.67 | 11.938% |
Old Mutual | R 1,861.39 | R 194.72 | R 1,666.67 | 10.461% |
Metropolitan | R 1,846.53 | R 179.86 | R 1,666.67 | 9.741% |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 534.03 | R 78.14 | R 5,418.90 | R 803.30 |
Absa* | G | 3.50 | 5 | R 531.62 | R 77.91 | R 5,316.17 | R 779.06 |
Assupol (annuity) | L | 5 | - | - | R 5,288.07 | R 488.70 | |
Discovery | G | 3.50 | 5 | R 438.37 | R 20.17 | R 4,863.59 | R 515.38 |
Momentum | G | 2.70 | 5 | R 373.82 | R 23.63 | R 4,666.99 | R 587.57 |
NEDgroup LIFE* | L | 5 | R 416.30 | R 28.68 | R 4,553.25 | R 358.55 |
Institution | NatureSecurity | CAR Ratio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 | R 555.23 | R 84.12 | R 5,630.60 | R 863.80 |
Assupol (annuity) | L | 5 | - | - | R 5,492.38 | R 507.58 | |
Discovery* | G | 3.50 | 5 | R 464.25 | R 23.88 | R 5,118.98 | R 551.98 |
Momentum | G | 2.70 | 5 | R 409.34 | R 31.60 | R 5,015.99 | R 672.14 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : E20D6 EA124 9D40B 40116 |
Metropolitan | Metquote Codes : 01529 DDBD1 D20D1 0021D |
Metropolitan | Metquote Codes : 3496B 509D1 1A2E4 40339 |
Momentum | Ann : A-MHCKQEI-T4H7NFJ-NKABRE6 |
Momentum | Guar : G-YHDKQ9B-J4HOQ7B-NKFBB49 |
Momentum | Ge : GE-DCEKC-IDCDH-CLBCK-HJDBC-ICKDB-CDBCD |
Old Mutual | Max Income : QEJMS3HJZZZZZYYYYYY3KAY3KV3JKHHHBBK |
Old Mutual | Ann : 33FJK 4T54T ZG2Y2 CHDKV |