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Updated: 18-September-2017 Valid until: 22-September-2017
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 136 944.00 | 6.490% | R 1 369 444.00 | 6.490% |
Absa | L | 8 | R 136 019.76 | 6.346% | R 1 360 197.63 | 6.346% | |
Assupol | G | 2.35 | 8 ; 11 | R 133 129.64 | 5.890% | R 1 358 547.54 | 6.320% |
Discovery* | G | 3.5 | 8 | R 131 642.70 | 5.652% | R 1 350 725.85 | 6.197% |
Old Mutual Wealth | L | 8 ; 13 | R 130 743.82 | 5.460% | R 1 351 922.18 | 6.160% | |
Clientele life* | G | 2.43 | 8 | R 130 324.78 | 5.440% | R 1 347 086.29 | 6.140% |
Momentum | G | 2.7 | 8 | R 127 791.30 | 4.990% | R 1 324 048.32 | 5.730% |
NEDgroup LIFE* | L | 8 | R 126 869.23 | 4.875% | R 1 336 168.09 | 5.967% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 329 673.00 | 5.820% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 139 470.00 | 6.880% | R 1 394 705.00 | 6.880% |
Assupol | G | 2.35 | 8 ; 11 | R 135 026.22 | 6.190% | R 1 377 822.88 | 6.620% |
Discovery* | G | 3.5 | 8 | R 134 108.37 | 6.045% | R 1 375 382.66 | 6.582% |
Old Mutual Wealth | L | 8 ; 13 | R 133 093.32 | 5.830% | R 1 375 938.33 | 6.530% | |
Clientele life* | G | 2.43 | 8 ; 10 | R 132 314.43 | 5.760% | R 1 367 515.66 | 6.460% |
Momentum | G | 2.7 | 8 | R 130 610.22 | 5.450% | R 1 352 307.41 | 6.180% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 352 568.00 | 6.180% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 983.32 | R 4 327.02 | R 3 885.21 |
Discovery | R 2 816.57 | R 4 166.61 | R 3 829.23 |
Momentum | R 2 756.27 | R 4 242.28 | R 3 894.00 |
Old Mutual | R 2 695.89 | R 4 093.85 | R 3 612.86 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 115.83 | R 4 471.75 | R 3 916.22 |
Just Lifetime Income (Med)6 | R 3 344.32 | R 4 635.70 | R 4 034.38 |
Just Lifetime Income (High)6 | R 3 654.61 | R 4 850.21 | R 4 214.06 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 934.91 | R 268.24 | R 1 666.67 | 13.863% |
Metropolitan | R 1 897.14 | R 230.47 | R 1 666.67 | 12.148% |
Momentum | R 1 887.73 | R 221.06 | R 1 666.67 | 11.711% |
Old Mutual | R 1 882.20 | R 215.53 | R 1 666.67 | 11.451% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 512.39 | R 71.04 | R 5 123.89 | R 710.34 | |
Clientele life* | G | 2.43 | 5 ; 9 | R 486.76 | R 65.52 | R 5 025.40 | R 696.20 |
Discovery* | G | 3.5 | 5 ; 6 | R 445.32 | R 18.69 | R 4 929.89 | R 497.41 |
NEDgroup LIFE* | L | 5 | R 405.63 | R 26.85 | R 4 794.63 | R 406.20 | |
Momentum | G | 2.7 | 5 | R 371.51 | R 23.00 | R 4 644.27 | R 581.00 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.43 | 5 ; 9 | R 508.06 | R 71.08 | R 5 238.10 | R 753.30 |
Discovery* | G | 3.5 | 5 ; 6 | R 470.64 | R 22.18 | R 5 179.63 | R 531.81 |
Momentum | G | 2.7 | 5 | R 406.90 | R 30.92 | R 4 989.61 | R 664.12 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 77379 AFD44 39FB2 80166 |
Metropolitan | Metquote Codes : 47190 44931 EA2C4 C0216 |
Metropolitan | Metquote Codes : 03E82 9A064 7AFBC E03B7 |
Momentum | Ann : A-MHDMQE4-64G7MGJ-GUCBRIR |
Momentum | Guar : G-YHDMQ93-J4EOQ6O-GKEBBG9 |
Old Mutual | Max Income : KKKJJ3JJYYYYJYJJHJHHHHHHLV4HL3HJJAF |
Old Mutual | Ann : SFTF2 PVDL7 2KZ6Z FHGCN |
Old Mutual | Bond : VVGUUUUUUUUUUUUUUUUUUUY2UUUUUUUUKW4 |