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Updated: 14-August-2017 Valid until: 18-August-2017
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 138 949.00 | 6.800% | R 1 389 493.00 | 6.800% |
Absa | L | 8 | R 136 272.38 | 6.385% | R 1 362 723.75 | 6.385% | |
Assupol | G | 2.35 | 8 ; 11 | R 135 854.75 | 6.320% | R 1 386 892.58 | 6.760% |
Discovery* | G | 3.5 | 8 | R 132 698.29 | 5.821% | R 1 361 556.78 | 6.367% |
Old Mutual Wealth | L | 8 ; 13 | R 132 623.15 | 5.750% | R 1 371 304.94 | 6.450% | |
Clientele life* | G | 2.32 | 8 | R 132 126.87 | 5.730% | R 1 365 589.95 | 6.430% |
Momentum | G | 2.7 | 8 | R 129 727.06 | 5.380% | R 1 344 033.09 | 6.140% |
NEDgroup LIFE* | L | 8 | R 128 519.31 | 5.146% | R 1 353 546.48 | 6.242% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 335 963.00 | 5.900% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 141 505.00 | 7.190% | R 1 415 049.00 | 7.190% |
Assupol | G | 2.35 | 8 ; 11 | R 137 782.29 | 6.620% | R 1 406 488.53 | 7.060% |
Discovery* | G | 3.5 | 8 | R 135 183.74 | 6.215% | R 1 386 411.28 | 6.753% |
Old Mutual Wealth | L | 8 ; 13 | R 135 006.39 | 6.120% | R 1 395 665.34 | 6.820% | |
Clientele life* | G | 2.32 | 8 ; 10 | R 134 138.47 | 6.050% | R 1 386 243.17 | 6.750% |
Momentum | G | 2.7 | 8 | R 132 583.22 | 5.850% | R 1 372 665.70 | 6.590% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 358 911.00 | 6.260% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 999.68 | R 4 349.89 | R 3 907.80 |
Discovery | R 2 836.47 | R 4 196.60 | R 3 861.85 |
Momentum | R 2 779.58 | R 4 261.95 | R 3 917.56 |
Old Mutual | R 2 743.13 | R 4 153.73 | R 3 670.38 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 986.64 | R 4 334.20 | R 3 764.33 |
Just Lifetime Income (Med)6 | R 3 222.63 | R 4 505.81 | R3 890.04 |
Just Lifetime Income (High)6 | R 3 544.08 | R 4 731.31 | R 4 080.63 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 948.68 | R 282.01 | R 1 666.67 | 14.472% |
Metropolitan | R 1 905.25 | R 238.58 | R 1 666.67 | 12.522% |
Old Mutual | R 1 892.04 | R 225.37 | R 1 666.67 | 11.912% |
Momentum | R 1 886.98 | R 220.31 | R 1 666.67 | 11.675% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 518.69 | R 75.06 | R 5 186.92 | R 750.66 | |
Clientele life* | G | 2.35 | 5 ; 9 | R 497.02 | R 68.17 | R 5 127.90 | R 723.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 458.58 | R 22.31 | R 5 064.64 | R 535.82 |
NEDgroup LIFE* | L | 5 | R 425.64 | R 30.35 | R 4 999.27 | R 448.83 | |
Momentum | G | 2.7 | 5 | R 392.83 | R 25.65 | R 4 856.55 | R 607.07 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.35 | 5 ; 9 | R 518.30 | R 73.83 | R 5 340.30 | R 781.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 483.81 | R 25.89 | R 5 313.55 | R 571.08 |
Momentum | G | 2.7 | 5 | R 427.92 | R 33.68 | R 5 198.84 | R 691.45 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 4365B 3A999 FCA75 101E5 |
Metropolitan | Metquote Codes : A2323 3CFE0 F52EB 902DB |
Metropolitan | Metquote Codes : A1779 B71C9 77B54 503BC |
Momentum | Ann : A-MXCCQED-T4G7JJZ-GCABRYT |
Momentum | Guar : G-YHDCQ9Q-J4HOQJ7-GKEBBW9 |
Old Mutual | Max Income : FNKJZ3JYYYJYYJJJHJHHHH3HLV4HLJHJK56 |
Old Mutual | Ann : KQZ9W F2SN3 V5Q8Q EAXDM |
Old Mutual | Bond : RGGUUUUUUUUUUUUUUUUUUUCFUUUUUUUMBG7 |