Updated: 31-July-2017 Valid until: 04-August-2017
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 138 300.00 | 6.700% | R 1 383 000.00 | 6.700% |
Absa | L | 8 | R 135 936.41 | 6.333% | R 1 359 364.09 | 6.333% | |
Assupol | G | 2.35 | 8 ; 11 | R 135 535.61 | 6.270% | R 1 382 999.74 | 6.700% |
Discovery* | G | 3.5 | 8 | R 131 991.77 | 5.708% | R 1 354 307.51 | 6.254% |
Old Mutual Wealth | L | 8 ; 13 | R 130 812.38 | 5.510% | R 1 352 261.77 | 6.210% | |
Clientele life* | G | 2.32 | 8 | R 130 634.07 | 5.490% | R 1 350 262.18 | 6.190% |
Momentum | G | 2.7 | 8 | R 129 840.07 | 5.360% | R 1 345 241.49 | 6.110% |
NEDgroup LIFE* | L | 8 | R 127 757.72 | 5.021% | R 1 345 054.83 | 6.108% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 325 903.00 | 5.800% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 140 846.00 | 7.090% | R 1 408 460.00 | 7.090% |
Assupol | G | 2.35 | 8 ; 11 | R 137 459.52 | 6.570% | R 1 402 551.73 | 7.000% |
Discovery* | G | 3.5 | 8 | R 134 463.99 | 6.101% | R 1 379 029.70 | 6.639% |
Old Mutual Wealth | L | 8 ; 13 | R 133 162.83 | 5.890% | R 1 376 283.30 | 6.590% | |
Momentum | G | 2.7 | 8 | R 132 701.59 | 5.820% | R 1 373 927.75 | 6.560% |
Clientele life* | G | 2.32 | 8 ; 10 | R 132 627.50 | 5.810% | R 1 370 730.02 | 6.510% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 348 743.00 | 6.160% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Metropolitan | R 2 980.85 | R 4 327.41 | R 3 889.10 |
Paramount Life | R 2 948.24 | R 4 302.29 | R 3 964.54 |
Discovery | R 2 834.70 | R 4 195.37 | R 3 857.45 |
Old Mutual | R 2 776.14 | R 4 193.18 | R 3 710.30 |
Momentum | R 2 761.86 | R 4 245.46 | R 3 898.70 |
Underwritten with Estate Protect
Institution | Escalating with 10 yr C&T equivalent Estate Protect® * |
Single Life* with 10 yr C&T equivalent Estate Protect® * |
Joint & Survivor with 10 yr C&T equivalent Estate Protect® * |
---|---|---|---|
Paramount Life (Lower Rate) | R 3 072.16 | R 4 352.77 | R 3 981.01 |
Paramount Life (Average Rate) | R 3 527.48 | R 4 802.25 | R 4 395.53 |
Paramount Life (Upper Rate) | R 6 664.64 | R 9 555.07 | R 8 381.57 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 2 981.02 | R 4 330.58 | R 3 761.34 |
Just Lifetime Income (Med)6 | R 3 217.14 | R 4 501.99 | R 3 886.74 |
Just Lifetime Income (High)6 | R 3 538.73 | R 4 727.38 | R 4 076.54 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 939.79 | R 273.12 | R 1 666.67 | 14.080% |
Old Mutual | R 1 900.82 | R 234.15 | R 1 666.67 | 12.319% |
Metropolitan | R 1 900.13 | R 233.46 | R 1 666.67 | 12.287% |
Momentum | R 1 886.93 | R 220.26 | R 1 666.67 | 11.673% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 512.81 | R 72.21 | R 5 128.05 | R 722.02 | |
Clientele life* | G | 2.35 | 5 ; 9 | R 493.07 | R 67.15 | R 5 088.50 | R 712.90 |
Discovery* | G | 3.5 | 5 ; 6 | R 449.90 | R 20.06 | R 4 976.55 | R 512.04 |
NEDgroup LIFE* | L | 5 | R 415.99 | R 28.63 | R 4 900.77 | R 428.33 | |
Momentum | G |
2.7 | 5 | R 394.12 | R 25.81 | R 4 869.17 | R 608.65 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.35 | 5 ; 9 | R 514.36 | R 72.77 | R 5 301.00 | R 770.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 475.19 | R 23.59 | R 5 226.11 | R 546.82 |
Momentum | G | 2.7 | 5 | R 429.06 | R 33.81 | R 5 211.45 | R 693.12 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 14A47 91A3B 15213 30143 |
Metropolitan | Metquote Codes : BFA02 537C4 A7446 A02D9 |
Metropolitan | Metquote Codes : B4165 A31E6 75155 E0394 |
Momentum | Ann : A-MHC7QEP-D4H7KKJ-FMBBRIZ |
Momentum | Guar : G-YXD7Q9B-J4HOQG7-FKGBBG9 |
Old Mutual | Max Income : GFK6Y3JYJYYJYJJJJHHHHHH3LVSNZ3HJDE6 |
Old Mutual | Ann : ZYFD9 ZDR8Y 4EPNP 8LA92 |
Old Mutual | Bond : ERGUUUUUUUUUUUUUUUUUUUCWUUUUUUUUCDV |