Updated: 24-July-2017 Valid until: 28-July-2017
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 138 624.00 | 6.750% | R 1 386 243.00 | 6.750% |
Absa | L | 8 | R 136 272.83 | 6.385% | R 1 362 728.29 | 6.385% | |
Assupol | G | 2.35 | 8 ; 11 | R 135 663.19 | 6.290% | R 1 384 296.38 | 6.720% |
Discovery* | G | 3.5 | 8 | R 132 366.16 | 5.768% | R 1 358 148.91 | 6.314% |
Old Mutual Wealth | L | 8 ; 13 | R 131 522.89 | 5.600% | R 1 359 741.31 | 6.310% | |
Clientele life* | G | 2.32 | 8 | R 131 192.28 | 5.580% | R 1 356 631.93 | 6.290% |
Momentum | G | 2.7 | 8 | R 130 513.06 | 5.450% | R 1 352 233.10 | 6.190% |
NEDgroup LIFE* | L | 8 | R 128 341.70 | 5.117% | R 1 351 675.91 | 6.212% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 333 142.00 | 5.890% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 141 175.00 | 7.140% | R 1 411 751.00 | 7.140% |
Assupol | G | 2.35 | 8 ; 11 | R 137 588.56 | 6.590% | R 1 403 863.02 | 7.020% |
Discovery* | G | 3.5 | 8 | R 134 845.39 | 6.162% | R 1 382 941.22 | 6.699% |
Old Mutual Wealth | L | 8 ; 13 | R 133 886.22 | 5.980% | R 1 383 895.96 | 6.680% | |
Momentum | G | 2.7 | 8 | R 133 390.86 | 5.900% | R 1 381 082.50 | 6.640% |
Clientele life* | G | 2.32 | 8 ; 10 | R 133 192.51 | 5.900% | R 1 377 176.86 | 6.610% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 356 069.00 | 6.250% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Paramount Life | R 3 006.24 | R 4 371.27 | R 4 028.67 |
Metropolitan | R 2 969.99 | R 4 324.26 | R 3 879.40 |
Discovery | R 2 882.48 | R 4 272.67 | R 3 929.77 |
Old Mutual | R 2 847.91 | R 4 272.48 | R 3 794.10 |
Momentum | R 2 766.62 | R 4 252.83 | R 3 905.60 |
Underwritten with Estate Protect
Institution | Escalating with 10 yr C&T equivalent Estate Protect® * |
Single Life* with 10 yr C&T equivalent Estate Protect® * |
Joint & Survivor with 10 yr C&T equivalent Estate Protect® * |
---|---|---|---|
Paramount Life (Lower Rate) | R 3 132.60 | R 4 422.56 | R 4 045.40 |
Paramount Life (Average Rate) | R 3 596.87 | R 4 879.25 | R 4 466.63 |
Paramount Life (Upper Rate) | R 6 795.75 | R 9 708.27 | R 8 517.15 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 005.21 | R 4 360.71 | R 3 791.73 |
Just Lifetime Income (Med)6 | R3 241.20 | R 4 531.71 | R 3 916.17 |
Just Lifetime Income (High)6 | R 3 562.79 | R 4 756.73 | R 4 104.95 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 944.59 | R 277.92 | R 1 666.67 | 14.292% |
Old Mutual | R 1 911.87 | R 245.20 | R 1 666.67 | 12.825% |
Metropolitan | R 1 903.97 | R 237.30 | R 1 666.67 | 12.464% |
Momentum | R 1 893.77 | R 227.10 | R 1 666.67 | 11.992% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 517.61 | R 73.98 | R 5 176.07 | R 739.77 | |
Clientele life* | G | 2.35 | 5 ; 9 | R 493.07 | R 67.15 | R 5 088.50 | R 712.90 |
Discovery* | G | 3.5 | 5 ; 6 | R 454.95 | R 21.70 | R 5 028.18 | R 529.51 |
NEDgroup LIFE* | L | 5 | R 423.75 | R 30.00 | R 4 980.42 | R 444.70 | |
Momentum | G | 2.7 | 5 | R 402.85 | R 28.28 | R 4 960.68 | R 635.96 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.35 | 5 ; 9 | R 514.36 | R 72.77 | R 5 301.00 | R 770.50 |
Discovery* | G | 3.5 | 5 ; 6 | R 480.23 | R 25.27 | R 5 277.64 | R 564.79 |
Momentum | G | 2.7 | 5 | R 438.00 | R 36.49 | R 5 303.36 | R 721.79 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : DAF1B 82DE8 48997 B0180 |
Metropolitan | Metquote Codes : F9200 21E2C BDCAC 9028A |
Metropolitan | Metquote Codes : BE999 4A327 6FE4B C033E |
Momentum | Ann : A-MHD4QEU-D4G7O7Z-FMBBRI6 |
Momentum | Guar : G-YHD4Q9W-J4GOQHB-FKEBBG9 |
Old Mutual | Max Income : MFK9JKYJYYJYJYJJHHHHHHH3KV2HLJHJVH4 |
Old Mutual | Ann : BFJ4Z C5YHE K2GMG JXSH2 |
Old Mutual | Bond : 8RGUUUUUUUUUUUUUUUUUUUCBUUUUUUUUB6G |