Updated: 17-July-2017 Valid until: 21-July-2017
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In order to understand the difference between guaranteed (G) and
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(L) rates, kindly click
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Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 139 601.00 | 6.900% | R 1 396 010.00 | 6.900% |
Absa | L | 8 | R 137 257.61 | 6.539% | R 1 372 576.05 | 6.539% | |
Assupol | G | 2.35 | 8 ; 11 | R 136 623.16 | 6.440% | R 1 394 052.23 | 6.870% |
Discovery* | G | 3.5 | 8 | R 134 368.97 | 6.086% | R 1 378 698.87 | 6.634% |
Old Mutual Wealth | L | 8 ; 13 | R 133 057.83 | 5.830% | R 1 375 690.29 | 6.530% | |
Clientele life* | G | 2.32 | 8 | R 132 627.50 | 5.810% | R 1 370 730.02 | 6.510% |
Momentum | G | 2.7 | 8 | R 131 810.37 | 5.630% | R 1 365 693.55 | 6.380% |
NEDgroup LIFE* | L | 8 | R 129 529.49 | 5.311% | R 1 364 185.55 | 6.408% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 341 019.00 | 5.990% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1 Life | L | 2.09 | 8 | R 142 100.00 | 7.280% | R 1 420 999.00 | 7.280% |
Assupol | G | 2.35 | 8 ; 11 | R 138 559.40 | 6.740% | R 1 413 728.96 | 7.170% |
Discovery* | G | 3.5 | 8 | R 136 885.71 | 6.481% | R 1 403 866.30 | 7.020% |
Old Mutual Wealth | L | 8 ; 13 | R 135 448.79 | 6.200% | R 1 400 128.40 | 6.900% | |
Momentum | G | 2.7 | 8 | R 134 731.52 | 6.090% | R 1 394 977.42 | 6.830% |
Clientele life* | G | 2.32 | 8 ; 10 | R 134 645.18 | 6.130% | R 1 391 445.31 | 6.830% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 364 065.00 | 6.350% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Paramount Life | R 3 081.10 | R 4 458.41 | R 4 116.04 |
Metropolitan | R 3 007.95 | R 4 372.71 | R 3 923.98 |
Old Mutual | R 2 919.02 | R 4 356.55 | R 3 878.72 |
Discovery | R 2 881.53 | R 4 272.01 | R 3 929.35 |
Momentum | R 2 812.86 | R 4 320.51 | R 3 962.26 |
Underwritten with Estate Protect
Institution | Escalating with 10 yr C&T equivalent Estate Protect® * |
Single Life* with 10 yr C&T equivalent Estate Protect® * |
Joint & Survivor with 10 yr C&T equivalent Estate Protect® * |
---|---|---|---|
Paramount Life (Lower Rate) | R 3 210.60 | R 4 510.72 | R 4 133.13 |
Paramount Life (Average Rate) | R 3 686.44 | R 4 976.51 | R4 563.49 |
Paramount Life (Upper Rate) | R 6 964.98 | R 9 901.80 | R 8 701.85 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 038.13 | R 4 397.29 | R 3 830.22 |
Just Lifetime Income (Med)6 | R 3 272.99 | R 4 566.93 | R 3 953.38 |
Just Lifetime Income (High)6 | R 3 592.79 | R 4 789.88 | R 4 140.21 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 957.69 | R 291.02 | R 1 666.67 | 14.866% |
Old Mutual | R 1 926.93 | R 260.26 | R 1 666.67 | 13.507% |
Metropolitan | R 1 915.51 | R 248.84 | R 1 666.67 | 12.991% |
Momentum | R 1 908.16 | R 241.49 | R 1 666.67 | 12.656% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 531.40 | R 79.00 | R 5 314.01 | R 789.96 | |
Clientele life* | G | 2.35 | 5 ; 9 | R 508.85 | R 71.29 | R 5 246.00 | R 755.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 478.83 | R 27.62 | R 5 269.97 | R 591.76 |
NEDgroup LIFE* | L | 5 | R 438.45 | R 32.68 | R 5 129.38 | R 477.15 | |
Momentum | G | 2.7 | 5 | R 420.17 | R 33.45 | R 5 139.44 | R 693.31 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.35 | 5 ; 9 | R 530.10 | R 77.05 | R 5 458.10 | R 814.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 503.90 | R 31.30 | R 5 517.28 | R 628.06 |
Momentum | G | 2.7 | 5 | R 455.28 | R 41.98 | R 5 483.04 | R 782.43 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : 41292 2C7AE 99046 E015B |
Metropolitan | Metquote Codes : FE6CB D7954 2FD35 A0238 |
Metropolitan | Metquote Codes : 45EE0 7F214 4AF44 C0322 |
Momentum | Ann : A-4XD2QE4-34F7P7F-FKCBRYY |
Momentum | Guar : G-YHD2Q9K-J4GOQQR-FKHBBG9 |
Old Mutual | Max Income : 3FKSZ3JYJYJYJJJJJHHHH3HHLV2HLJHHL3N |
Old Mutual | Ann : 8ECR9 XRFG5 93HWC 2ZEG5 |
Old Mutual | Bond : JRGUUUUUUUUUUUUUUUUUUUAMUUUUUUUM345 |