This information is supplied as part of our commitment to support and strengthen
independent financial advisors. The information contained below is part of our
growing product research offering.
Updated: 10-July-2017 Valid until: 14-July-2017
In order to understand the difference between guaranteed (G) and
linked
(L) rates, kindly click
here for a detailed explanation.
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 2.09 | 8 | R 140 715.00 | 7.070% | R 1 407 146.00 | 7.070% |
Absa | L | 8 | R 138 445.96 | 6.723% | R 1 384 459.57 | 6.723% | |
Assupol | G | 2.35 | 8 ; 11 | R 137 201.75 | 6.530% | R 1 399 932.10 | 6.960% |
Discovery* | G | 3.5 | 8 | R 134 954.55 | 6.179% | R 1 384 707.23 | 6.726% |
Old Mutual Wealth | L | 8 ; 13 | R 133 917.77 | 5.940% | R 1 384 709.18 | 6.640% | |
Clientele life* | G | 2.32 | 8 | R 133 318.33 | 5.920% | R 1 377 822.88 | 6.620% |
Momentum | G | 2.7 | 8 | R 132 234.89 | 5.780% | R 1 370 026.90 | 6.530% |
NEDgroup LIFE* | L | 8 | R 130 786.12 | 5.515% | R 1 377 420.18 | 6.614% | |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 350 313.00 | 6.110% |
Institution | Nature of Security | CAR Ratio | Notes | Secured Return** | % Return on investment** | Secured Return*** | % Return on investment*** |
---|---|---|---|---|---|---|---|
1Life | L | 2.09 | 8 | R 143 296.00 | 7.460% | R 1 432 960.00 | 7.460% |
Assupol | G | 2.35 | 8 ; 11 | R 139 144.53 | 6.830% | R 1 419 675.09 | 7.260% |
Discovery* | G | 3.5 | 8 | R 137 482.26 | 6.574% | R 1 409 984.31 | 7.113% |
Old Mutual Wealth | L | 8 ; 13 | R 136 324.28 | 6.310% | R 1 409 307.72 | 7.010% | |
Clientele life* | G | 2.32 | 8 ; 10 | R 135 344.41 | 6.240% | R 1 398 623.75 | 6.940% |
Momentum | G | 2.7 | 8 | R 135 160.44 | 6.240% | R 1 399 355.10 | 6.990% |
Liberty Life |
G |
3.1 | 8 | - | - | R 1 373 490.00 | 6.470% |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Paramount Life | R 3 120.24 | R 4 495.68 | R 4 158.61 |
Metropolitan | R 2 986.22 | R 4 351.43 | R 3 901.57 |
Old Mutual | R 2 963.94 | R 4 402.38 | R 3 929.37 |
Momentum | R 2 837.17 | R 4 341.39 | R 3 987.11 |
Discovery | R 2 831.93 | R 4 197.79 | R 3 860.27 |
Underwritten with Estate Protect
Institution | Escalating with 10 yr C&T equivalent Estate Protect® * |
Single Life* with 10 yr C&T equivalent Estate Protect® * |
Joint & Survivor with 10 yr C&T equivalent Estate Protect® * |
---|---|---|---|
Paramount Life (Lower Rate) | R 3 251.39 | R 4 548.43 | R 4 175.88 |
Paramount Life (Average Rate) | R 3 733.27 | R 5 018.12 | R4 610.69 |
Paramount Life (Upper Rate) | R 7 053.45 | R 9 984.58 | R 8 791.86 |
Institution | Escalating 10yrs Certain & Thereafter* (C&T) |
Single Life* 10 C&T | Joint & Survivor** 10 C&T |
---|---|---|---|
Just Lifetime Income (Low)6 | R 3 111.89 | R 4 493.78 | R 3 921.39 |
Just Lifetime Income (Med)6 | R 3 324.33 | R 4 630.16 | R 4 014.98 |
Just Lifetime Income (High)6 | R 3 650.31 | R 4 860.34 | R 4 207.93 |
Institution | Gross Income | Taxable Portion | Tax Free Portion | Taxable Percentage |
---|---|---|---|---|
Absa | R 1 953.00 | R 286.33 | R 1 666.67 | 14.661% |
Old Mutual | R 1 930.54 | R 263.87 | R 1 666.67 | 13.668% |
Metropolitan | R 1 920.64 | R 253.97 | R 1 666.67 | 13.223% |
Momentum | R 1 903.29 | R 236.62 | R 1 666.67 | 12.432% |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Absa | L | 5 | R 542.36 | R 79.53 | R 5 423.61 | R 795.33 | |
Clientele life* | G | 2.35 | 5 ; 9 | R 518.30 | R 73.83 | R 5 340.30 | R 781.40 |
Discovery* | G | 3.5 | 5 ; 6 | R 485.70 | R 29.34 | R 5 339.49 | R 609.80 |
NEDgroup LIFE* | L | 5 | R 452.93 | R 35.40 | R 5 278.41 | R 510.05 | |
Momentum | G | 2.7 | 5 | R 423.50 | R 32.91 | R 5 171.34 | R 686.75 |
Institution | NatureSecurity | CARRatio | Notes | Gross annuity income (R100 000) | Taxable portion (R100 000) | Gross annuity income (R1 000 000) | Taxable portion (R1 000 000) |
---|---|---|---|---|---|---|---|
Clientele life* | G | 2.35 | 5 ; 9 | R 539.53 | R 79.67 | R 5 552.30 | R 841.20 |
Discovery* | G | 3.5 | 5 ; 6 | R 510.17 | R 33.05 | R 5 586.16 | R 646.36 |
Momentum | G | 2.7 | 5 | R 458.59 | R 41.41 | R 5 513.27 | R 775.17 |
Institute | Annuity code |
---|---|
Metropolitan | Metquote Codes : BD3AA 0622C 3A229 D011A |
Metropolitan | Metquote Codes : 42D8E 7DB34 5B075 5021F |
Metropolitan | Metquote Codes : 29D27 30948 34F2A 30309 |
Momentum | Ann : A-4HDYQE3-H4EBKOV-FWABRE4 |
Momentum | Guar : G-YHDYQ9L-J4HOQTR-FKHBBW9 |
Old Mutual | Max Income : 4FKSZHJYJYYJJYJJHHJH3HH3KV2HZJHH3JY |
Old Mutual | Ann : R6QMA NBKF7 YD6ZQ LWVFW |
Old Mutual | Bond : LRGUUUUUUUUUUUUUUUUUUUAZUUUUUUUMFRL |